Divvy
AI-Powered Expense Splitting 2.0

Split expenses as easily as texting your friends.

The first expense-sharing app that feels like a conversation. Add expenses with AI, chat with your group, and settle up with one tap.

All-in-One Expense Management

Natural Chat

"Dinner was $45 paid by me." Just type it in chat, and our AI handles the math instantly.

Smart Splitting

Complex splits made simple. Percentages, shares, or exact amounts—we handle it all.

Instant Settlement

Settle debts with one tap using integrated payment links. No more awkward reminders.

Built for Modern Groups

Everything you need to manage shared expenses.

Mobile First Design

Optimized for your phone. Snap receipts, split bills, and settle up on the go.

Secure & Private

Your financial data is encrypted and secure. We prioritize your privacy.

Real-time Updates

Balances update instantly. Everyone sees the same numbers, always.

Multi-currency

Traveling abroad? We automatically convert currencies for you.

Settle Up Your Way

Compatible with your favorite payment apps.

Venmo
Cash App
PayPal
Zelle

Focus on the fun, we'll handle the math

Clear Balance Tracking

Know exactly who owes what at a glance.

A
Alice
owes you $15.00
B
Bob
you owe $32.50
C
Charlie
settled up

Flexible Membership

Add real users or 'ghost' users for friends without accounts.

Y
YouAdmin
Connected
S
SarahRoommate
Ghost User
M
MikeFriend
Invited

Ready to get started?

Join thousands of groups who have stopped fighting about money and started enjoying their time together.